Pets & Vets

Is Pet Insurance in Poland Worth It?

Pet insurance exists in Poland, but many expats don’t bother with it—and for good reason:

• Limited cover: Many policies exclude older pets or don’t cover common treatments.
• High costs: Premiums can be surprisingly steep, especially for certain breeds.
• Complicated terms: Some plans only reimburse a portion of the costs, and require extensive paperwork.

Unless you’re adopting a high-value breed or want extra peace of mind, the value of insurance is often outweighed by simpler solutions.

Smart Alternatives to Pet Insurance

Don’t want to gamble on whether a policy will pay out? Here are a few savvy ways to manage pet healthcare costs in Poland:

• Set up a monthly savings pot: Put aside a small amount each month specifically for pet expenses. It adds up and you control how it’s spent.
• Consider UK-based international pet insurance: Some policies may offer broader coverage, even when you’re living abroad. Check the fine print.
• Talk to your vet: Some clinics offer their own discount schemes or packages for regular treatments and vaccinations.

City Vets vs Small-Town Clinics

Poland has a wide network of veterinary clinics, and the quality of care is generally high. However, there are a few differences depending on where you live:

• In big cities: You’ll find English-speaking vets, 24/7 emergency clinics, and even luxury services like pet hotels and physiotherapy.
• In small towns: Prices are lower, but fewer English speakers and limited equipment may mean longer travel times for specialist care.

Bringing Your Pet to Poland

Thinking of relocating with your pet? Here’s what you’ll need:

• Pet passport or health certificate: Required for EU travel.
• Up-to-date vaccinations: Rabies vaccination is essential, along with microchipping.
• Transport plan: Airlines vary in how they allow pets—some let small dogs or cats in the cabin, others require cargo travel.

Adopting a Pet in Poland

There are many wonderful animals in shelters across Poland. Adoption is encouraged and supported by local organisations:

• Shelters (Schroniska): You’ll find dogs, cats, and sometimes other small animals. Fees are usually low and include initial vet checks.
• Online groups: Facebook is full of local pet adoption groups—many with English-speaking admins.

Pet Care Essentials & Costs

Vet prices are much lower than in the UK—but vary by location and service:

• Vaccinations: 80–150 PLN
• Dental cleaning: 200–400 PLN
• Grooming: 100–250 PLN depending on breed and size
• Emergency visit: From 150 PLN (plus treatment costs)

Pet-Friendly Places

• Most parks allow dogs, and many cities have dedicated dog zones (wybiegi dla psów).
• Off-lead rules vary—watch signs and always carry a lead.
• Some beaches and mountain trails are open to pets, but seasonal restrictions may apply.

Cultural Tips

• Dogs are much loved, but always clean up after yours—it’s enforced!
• Not all cafes or restaurants welcome pets inside. Look for signs or ask first.
• Dogs must be on leads near playgrounds and children’s areas.

Whether you’re relocating with a pet or thinking of adopting one after you settle in, Poland is a great place to be a pet owner—just plan ahead and you’ll both be wagging your tails in no time.

Also read: Living in Poland